1) Not everyone in the world has cash, sometimes it is better to use the barter system for people in poor countries. so i disagree.
2) That isn't the case because of credit, just because you don't have the money in hand doesn't mean you can't buy it. Disagree
3) Not a good idea because of credit card interest, you could find yourself in debt really fast. Disagree
4) Having a good credit rating is important for things like getting a mortgage. Agree.
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